Effective: 1st September 2020
In these terms:
BidFin, We, Our or Us means BidFin Capital Pty Ltd ACN 622 308 972 of Tower 3, Level 25, 300 Barangaroo Ave, Sydney NSW 2000.
You or Your means customers and investors.
Services means creating and accessing borrowing and lending accounts, monitoring payment plans, participating in groups and any other features or content We may add in the future.
2. Website Content, Access and Acceptance
To the maximum extent possible We choose to carry out all transactions by means of electronic communication in accordance with the Electronic Transactions Act 1999 (Cth) and any regulations. You consent to using electronic means to form, or accept, or agree to, or bind You to, legal obligations. Therefore, where You indicate through electronic means Your agreement to, or offer and acceptance of, terms and conditions, offers and other documents, You will be taken to have agreed to or signed them.
To access BidFin’s services You will also need to agree to receive notices, information and other disclosures in electronic form. You agree that where We are required, by law or otherwise, to provide You with any documentation You consent to receive notices, information and other disclosures, and to use the provision of that document electronically through the links on this Site or any other means We choose to use. You acknowledge paper documents may not be given to You and You must regularly check Your email, Your Account or text messages for the documents.
3. No Warranty
The information and materials contained in this Site, including text, graphics, and links or other items are provided as general information only and not as advice. We do not warrant (expressed or implied) or represent that the Site material is accurate, complete, up to date or adequate, and expressly disclaim liability for errors or omissions in this information and materials. You should seek professional financial advice in connection with the information and materials in connection with Our Services. We do not warrant (expressed or implied) or represent that the Site is free from viruses or that You will have continuous access to the Site. You warrant that the material You upload to our Site is true and accurate. Your use of the Site is entirely at Your own risk.
You agree to indemnify, defend and hold harmless BidFin and its officers, directors, employees, contractors, agents, information providers, suppliers, associated entities or clients, for any losses, costs, liabilities and damages that BidFin and its officers, directors, employees, contractors, agents, information providers, suppliers, associated entities or clients may suffer or incur as a result of or in connection with:
5. Limitation of Liability
To the maximum extent permitted by law BidFin excludes all liability for any loss or damage of any kind (including special, indirect or consequential loss and including loss of business profits) arising out of or in connection with the Site content and the use or performance of the Site except to the extent that the loss or damage is directly caused by BidFin’s fraud or wilful misconduct.
You must take Your own precautions to ensure that the process which You employ for accessing the Site does not expose You to the risk of viruses, malicious computer code or other forms of interference which may damage Your own computer system. We do not accept responsibility for any interference or damage to Your own computer system which arises in connection with Your use of the Site or any linked website.
You acknowledge that BidFin may not be able to provide services to every person who seeks to use the services. BidFin gives no assurances that any person will be able obtain business funding through using BidFin’s services and We reserve the right to decline a credit application.
Separate terms and conditions contain the terms and conditions of agreements under which services may be provided. If You are interested in obtaining any services which are described on the Site it is essential that You obtain those terms and conditions, read them, and obtain independent legal and financial advice on them. They contain the terms and conditions of the agreements which may be entered into. The material available on the Site is only a summary or outline of some features of those agreements.
To access the full range of Our services and to view all the available details We require that You register an account, thereby becoming an Account holder (“Account”) using a valid email, a user name, a secure password and security question. Each registration is for a single user. You must not share Your username and password with any other person nor with multiple users on a network.
You are responsible for maintaining the confidentiality of Your password and security question at all times. Please notify Us immediately of any unauthorised use or any other breach of security in relation to Your Account. You may not use an Account held by any other individual or entity to access Our services at any time.
9. Public Submissions
If You provide any content to any publicly accessible areas of the Site, it will be deemed to be non-confidential and non-proprietary, unless it is indicated to be otherwise. This includes any data, questions, comments, suggestions, and ideas or other information. We will be entitled to use any such material which has not been indicated to be confidential or proprietary for any purpose without notice or compensation to You.
10. Intellectual Property
The entire contents displayed on this Site, including but not limited to the structure, appearance, and arrangement of the content, relating to or arising out of the Site and available through or in connection with the Site, is the property of BidFin and is protected by copyright, trade mark and other intellectual property laws.
Any such content may be displayed and printed solely for Your commercial use of Our Services provided that any copyright notice on such a display or page is not removed. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, and broadcast or circulate any such material to any third party without the express prior written consent of BidFin.
Save for the above, and unless expressly granted, BidFin does not grant any licence or right in, or assign all or part of, its intellectual property rights in the content or applications incorporated into the Site or in the user interface of the Site.
11. Term and Termination
This Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
13. Governing law
Use of this Site shall be governed by all applicable laws of New South Wales, Australia.
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.
We use the following cookies:
You can find more information about the individual cookies we use and the purposes for which we use them in the table below:
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Estimate our audience size and usage pattern.
You block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.
Except for essential cookies, all cookies will expire after 2 years.